SINAMBELA, Ella Anastasya; DARMAWAN, Didit. Strengths and Weaknesses of Using Electronic Money as a Substitute for Cash. Journal of Social Science Studies, [S. l.], v. 2, n. 2, p. 56–61, 2022. Disponível em: https://jos3journals.id/index.php/jos3/article/view/27. Acesso em: 28 jan. 2026.