A. A. P. Suwindra, R. Hardyansah, and D. S. Negara, “Fiduciary Security and Non-Performing Loan Collection Practices by Financing Companies in Indonesia”, Journal of Social Science Studies, vol. 6, no. 2, pp. 1–14, Jul. 2026, Accessed: Aug. 12, 2026. [Online]. Available: https://jos3journals.id/index.php/jos3/article/view/411